Can I claim TPD if I already have another disability?
Yes, you can still file TPD claims even if you already have another disability, as long as the current disability meets the policy’s criteria for being permanent and preventing you from working. If you’re already receiving benefits for a previous condition, your insurer will evaluate the new claim based on the severity of the current disability and whether it causes total and permanent incapacity. In some cases, the insurer may require additional documentation to assess the new disability. Always check with your insurance provider for specific conditions in your policy regarding multiple disabilities and eligibility for TPD claims. Visit
https://tpdclaimslawyers.com.au/tpd-claim-process/ for more insights.